은행관련질문입니다.

저는 chase 은행에서 계좌 개설해서 지금 까지 잘 사용했었는데요!(신용카드 아니고 데빗사용중. )

Chase Debit Card Overdraft Coverage Information 이라고..메일이 와서.

yes or no 중 선택하라고 하는데....8월이후부터는 ! 돈을 더 많이 가지고 간다는거같기도하고...무슨말인지.. 모르겠어요.

Beginning 8/15/10, if you have not signed up for Chase Debit Card Overdraft Coverage, we will not authorize and pay overdrafts for everyday Debit Card transactions.   We will charge an insufficient funds/overdraft fee of $34 each time we pay an overdraft created by check, ACH, in-person withdrawal, debit card transaction or other electronic means. We will charge a returned item fee of $34 for any check or ACH transaction that is returned because your account had insufficient funds. The most you would pay is three fees per day for insufficient funds or returned items, no matter the number of transactions.   Also, each time your account is overdrawn for 5 consecutive business days, we will charge you an additional $15.