차구입과 크레딧에관해서요 ㅠㅠ
차를 구입해야되는데..크레딧은 충분하구요..
100% 할부로 5년생각하는데.. 차를 구입하였을때 크레딧이 낮아지나요?
그러니깐.. 차를 구입하는 순간 낮아지는것이 궁금해서요..
물론 할부를 아주 잘 갚으면 크레딧이 마구 올라가는건알지만..
차를 할부로 구입하는 그 순간 크레딧이 낮아지는지게 궁금해서요..
차를 구입해야하는데 크레딧이 필요한 일이있어서요..
만약 일시적으로 낮아진다면 구입을 미룰려고하거든요.. 도와주세요 ㅜㅜ
1 Comments
참고
2011.02.25
Will my FICO score drop if I apply for new credit?
If it does, it probably won't drop much. If you apply for several credit cards within a short period of time, multiple inquiries will appear on your report. Looking for new credit can equate with higher risk, but most credit scores are not affected by multiple inquiries from auto, mortgage or student loan lenders within a short period of time. Typically, these are treated as a single inquiry and will have little impact on the credit score.
여기 복사하진 않았지만 같은 웹상에 있는 정보로는 inquiry 하나당 5points 이하로 off 된다고 합니다만 5points라면 큰 지장이 없을 거라 생각합니다.
If it does, it probably won't drop much. If you apply for several credit cards within a short period of time, multiple inquiries will appear on your report. Looking for new credit can equate with higher risk, but most credit scores are not affected by multiple inquiries from auto, mortgage or student loan lenders within a short period of time. Typically, these are treated as a single inquiry and will have little impact on the credit score.
여기 복사하진 않았지만 같은 웹상에 있는 정보로는 inquiry 하나당 5points 이하로 off 된다고 합니다만 5points라면 큰 지장이 없을 거라 생각합니다.
